Do You Have A Monthly Budget ?

[Kramer]

1) Yes
2) No
3) Mrs takes Care of it
4) Doing ok/well without one

Kramers answer

4 -


Know take home pay , mortgage pay,taxes,phone,hydro,etc

But "miscellaneous "
hard to keep track of

How do you calculate a monthly value for it?

( Beer , smokes , food ,tokes, drycleaning,
car repairs , gambling , restaurants , etc)

Anyone else?

[QuadzillaXXX]

we're the same as you pretty much, know what we bring in vs what our bills are and what we want to put away

[huscroft6]

Depends on how many value meals we sell

[smet9772]

We have a tight budget. Every penny in and every penny out is on an excel spreadsheet. And I have no clue how much money is in my bank account 401k or investments. I let my wife handle that. For Misc. I have to bring home a receipt of everything that spend and she does the same.

[walk066]

Originally Posted by smet9772

We have a tight budget. Every penny in and every penny out is on an excel spreadsheet. And I have no clue how much money is in my bank account 401k or investments. I let my wife handle that. For Misc. I have to bring home a receipt of everything that spend and she does the same.

Wow. That is pretty tight, but good for doing it.

[The Judge]

#4 for me but that is because I was diligent at #1 for many years.

[ZoomVT]

nick your bookie gives you a receipt?

[smet9772]

Originally Posted by ZoomVT

nick your bookie gives you a receipt?

That goes under "entertainment" when i have to pay... HAHAHA and to answer your question, yes he does give me one.

[walk066]

That's some serious shit Nick.

My sister's old boss used to keep every receipt to see how much he spent throughout the year and it was insane.

[ZoomVT]

LOL nick you crack me up bro. I can just your bookie giving you receipts every 2 weeks. LOL
Got a separate budget for the ponies?

[smet9772]

Originally Posted by walk066

That's some serious shit Nick.

My sister's old boss used to keep every receipt to see how much he spent throughout the year and it was insane.

I actually don't mind it once you get in a rhythm. I just put my receipts on the desk and the wife takes care of it. It really only takes her an hour a week to go through them. And we sit down and look at it every 3 or 4 months to see how we are doing. It really helps watch what you spend. Also,(don't want to piss anyone off so please don't take this the wrong way I am not saying there is nothing wrong with it but...) my wife is Jewish, if you couldn't have guessed.

[smet9772]

Originally Posted by ZoomVT

LOL nick you crack me up bro. I can just your bookie giving you receipts every 2 weeks. LOL
Got a separate budget for the ponies?

HAHA, i actually play with a window. And it is pretty high for what I wager so there is really not that many transactions a year. We have had 5 in the 2 years I have been with him.

And all of my gambling is with the same person for the most part so all in the same budget.

[ZoomVT]

LOL nick that explains everything. And you know what they saycabout Jewish chicks... So is her sister

[smet9772]

Originally Posted by ZoomVT

So is her sister

Sister is totally opposite from her. The little sister doesn't even know what a budget is. She is a waitress and every penny she makes, she blows that night going to the bar after her shift.

[walk066]

Originally Posted by smet9772

Sister is totally opposite from her. The little sister doesn't even know what a budget is. She is a waitress and every penny she makes, she blows that night going to the bar after her shift.

My type of girl.