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First: Enter your bet in dollars where it says "Amount Bet". If you are only interested in finding out the payout factor, you can ignore this field.
Second: Enter the lines of up to 5 wagers into the column marked "Lines".
Use a minus sign ("-") for a favorite, but not for an underdog.
Third: Click "Calculate".
Please Note: Do not enter anything into the "Factor" column.
That will be calculated automatically.